Helping hand

Credit cards can be a blessing and sometimes a curse. But it’s not a good thing to mismanage ones credit card. It can be useful when we forget to bring enough cash when we pay for the grocery. But sometimes every store that we pass by can be quite a temptation. Even a small transaction can lead to more debt. Sometimes we use credit cards to pay for medical emergencies as well.

I was given my own card by my employer and I have used it for some time. There were times that I was not able to make a full payment and just make a partial one. My balance would then be added to next months and additional charges for me. Then monthly interest or surcharge would add up to the amount that I have to pay.

I tried finding a solution in order for me to manage my payment and see to it that I payoff my debt in a short time. I tried looking for the best solution and then I found IVA. It allows me to gain the upper hand in managing my debt and making sure that I don’t lose money. IVA also makes it easier for me to payoff my debts without having to worry about additional charges.